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Benefits, insurance, and retirement guidance for federal employees and the people who matter most.

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Understanding your benefits

Planning for what comes next

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YOUR FEDERAL BENEFITS, MADE CLEARER

Fully cvered.

Your federal benefits shouldn’t feel complicated.

Personalized guidance for insurance, retirement, and Medicare.

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OUR SERVICES

Guidance for every chapter of your life.

From protecting what matters today to planning for tomorrow, we help you understand your options.

Free webinar · Oct 28 · 12:00 PM ET

Medicare and FEHB: what changes when you turn 65

Free in-person sessions and webinars on retirement, Medicare, Social Security and supplemental insurance.

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YOUR COVERAGE OPTIONS

Insurance Solutions.

Coverage that supports every part of your life.

From accident and disability coverage to dental, vision, life, and more, explore your options with greater clarity.

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Which coverage fits you?

Scott can point you to the right option in a two-minute chat.

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A quick overview of the coverage options available through United Benefits.

Coverage, one by one

What each option is for.

    Not sure where to start?

    Tell Scott a little about you and he’ll point you to the coverage worth a closer look.

    Talk to Scott

    Insurance, made understandable.

    More than a policy. Protection for your life, health, family, future, home, and income.

    For your health

    Explore coverage for unexpected events, care and everyday wellbeing.

    For the people you love

    Consider ways to protect your income, your loved ones and what comes next.

    For life beyond work

    Find options for your home, vehicles, belongings and personal liability.

    See all 16 insurance categories

    HEALTH & RECOVERY

    Accident, Hospital Indemnity, Cancer Care, Critical Illness, Dental, Vision, Hearing

    LIFE & PERSONAL PROTECTION

    Short-term Disability, Life, Long-Term Care, LegalShield & IDShield

    HOME & PROPERTY

    Homeowners, Renters, Umbrella

    VEHICLES & ADVENTURES

    Auto, Motorcycle, RV, ATV & Boat

    Explore Insurance Solutions
    UNITED BENEFITS / GUIDANCE FOR WHAT'S NEXT

    You've earned your benefits.
    Now make them work for you.

    Insurance, federal retirement and Medicare decisions can feel overwhelming. We help you see your options more clearly, one decision at a time.

    Explore your options
    WHERE WE CAN HELP

    Every step forward,
    with greater confidence.

    Three ways we help you understand your benefits and prepare for what comes next.

    Personal conversation about insurance and income protection
    PROTECT

    Protect what matters.

    Explore insurance and income protection options for you and your family.

    Explore protection
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    UNDERSTAND

    Know your benefits.

    Make sense of federal benefit choices with accessible educational resources.

    Discover guidance
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    PLAN

    Prepare for what's next.

    Approach retirement and Medicare decisions with greater clarity.

    Start a conversation

    United Benefits  /  Customer experiences

    A little more clarity.A lot more confidence.

    Hear from people who have shared their experiences with United Benefits.

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    SCOTTBy United Benefits

    Big decisions.Small conversations.

    Meet Scott, your friendly guide to federal benefits. A simple conversation can help you find your next step.

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    Designed to help you find a starting point. Scott is a guided demo, not a licensed advisor.