Let's Talk
For the life you're building

Protect Today.
Embrace Tomorrow.

Benefits, insurance, and retirement guidance for federal employees and the people who matter most.

ORGANIZATIONS & ASSOCIATIONS
Understanding your benefits

Planning for what comes next

SCROLL
YOUR FEDERAL BENEFITS, MADE CLEARER

Fully cvered.

Your federal benefits shouldn’t feel complicated.

Personalized guidance for insurance, retirement, and Medicare.

Explore Your Benefits

OUR SERVICES

Guidance for every chapter of your life.

From protecting what matters today to planning for tomorrow, we help you understand your options.

Free webinar · Oct 28 · 12:00 PM ET

Medicare and FEHB: what changes when you turn 65

Free in-person sessions and webinars on retirement, Medicare, Social Security and supplemental insurance.

Reserve your spot

Images are illustrative and do not depict actual United Benefits clients.

YOUR COVERAGE OPTIONS

Insurance Solutions.

Coverage that supports every part of your life.

From accident and disability coverage to dental, vision, life, and more, explore your options with greater clarity.

A quick overview of the coverage options available through United Benefits.

Insurance, made understandable.

More than a policy. Protection for your life, health, family, future, home, and income.

For your health

Explore coverage for unexpected events, care and everyday wellbeing.

For the people you love

Consider ways to protect your income, your loved ones and what comes next.

For life beyond work

Find options for your home, vehicles, belongings and personal liability.

See all 16 insurance categories

HEALTH & RECOVERY

Accident, Hospital Indemnity, Cancer Care, Critical Illness, Dental, Vision, Hearing

LIFE & PERSONAL PROTECTION

Short-term Disability, Life, Long-Term Care, LegalShield & IDShield

HOME & PROPERTY

Homeowners, Renters, Umbrella

VEHICLES & ADVENTURES

Auto, Motorcycle, RV, ATV & Boat

Explore Insurance Solutions
UNITED BENEFITS / GUIDANCE FOR WHAT'S NEXT

You've earned your benefits.
Now make them work for you.

Insurance, federal retirement and Medicare decisions can feel overwhelming. We help you see your options more clearly, one decision at a time.

Explore your options
WHERE WE CAN HELP

Every step forward,
with greater confidence.

Three ways we help you understand your benefits and prepare for what comes next.

Personal conversation about insurance and income protection
PROTECT

Protect what matters.

Explore insurance and income protection options for you and your family.

Explore protection
Person learning about federal benefit choices
UNDERSTAND

Know your benefits.

Make sense of federal benefit choices with accessible educational resources.

Discover guidance
Couple considering plans for their next chapter
PLAN

Prepare for what's next.

Approach retirement and Medicare decisions with greater clarity.

Start a conversation
UNITED BENEFITS CUSTOMER EXPERIENCES

A little more clarity.
A lot more confidence.

Hear from people who have shared their experiences with United Benefits.

01 / 04 CUSTOMER REVIEWS
★★★★★

Thoughtful, patient support.

Customer feedback describing patient, transparent, and friendly assistance with insurance needs.

Samantha Wright · Google review

Review summary from published feedback. Portrait is AI-generated and does not depict the reviewer.
DRAG OR SWIPE THE CARD
SCOTTBy United Benefits

Big decisions.Small conversations.

Meet Scott, your friendly guide to federal benefits. A simple conversation can help you find your next step.

ScottYour friendly benefits guide
Ready to help
Design preview — no information is sent or saved

Designed to help you find a starting point. Scott is a guided demo, not a licensed advisor.